Northeast Community Credit Union
Always Here When You Need Us

Serving the needs of Northeast Tennessee since 1952

Click for Credit Scores,

Home Banking,

AND Bill Payment

Savings Accounts

Regular Savings Account


Start saving money and earning interest with a NCCU savings account. These accounts will allow you to become financially stable, save for retirement, prepare for the holidays, or even set aside money for things like taxes or insurance. These funds may even be used to provide overdraft protection, or used as collateral for loans. Your funds will be readily available to you as you need them, and there are no fees involved with our savings accounts.


Account Features

$25 minimum opening deposit

A minimum daily balance of $250 should be maintained to earn disclosed APY

Unlimited ATM transactions with your VISA check card or ATM card

Deposits available through payroll deduction or Direct Deposit

Having a savings account is your key to obtaining all credit union services


Standard Features

Regular account statements

Immediate access to funds through Homebanking, giving you access to all of your accounts online.



Funds can be used for overdraft protection on your NCCU checking account

Federally insured for up to $250,000 through NCUA


Christmas Savings Account


Plan ahead for the Christmas season with a Christmas Savings Account.


You can make deposits automatically by Payroll Deduction or Direct Deposit, in person, or by transfer using home banking or Gabby, our phone teller.


When the holidays approach, your account balance is ready for you to pick up or call and we will transfer it to your checking account. No need to borrow for the holidays--you've already planned ahead!


Just $50 each month gives you $600 plus dividends at holiday time!


Dividends calculated daily and paid quarterly.

Money Market Accounts


Money market accounts offer many of the same services as checking accounts although transactions may be somewhat more limited.


There is a $2,500 minimum deposit required to open a Money Market Account and it is possible to earn higher interest rates depending on the balance in your account!


As a NCCU Money Market Account holder, you are permitted up to six (6) checks during any statement period.


Rate adjusted quarterly. Dividends calculated daily and paid quarterly.

New Baby Accounts


Opening a savings account for your new baby has never been easier.


When you start a new savings account for your newborn, NCCU will contribute $10 of the $25 deposit needed to open the account.


With a new baby account, parents can begin saving for their little bundle of joy's future from the start.



  Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200


  Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200

ABA / Routing #  264278827

NMLS #520867


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


  Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association.