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In the event that an account is overdrawn, members eligible for courtesy pay will not have their transactions denied.
With courtesy pay, the account does fall into the negative because the funds were not available. However, the cost of the transaction is covered for a small fee. It is the member's responsibility to bring their account back into the positive and cover the courtesy pay fee.
Members are eligible for courtesy pay after 6 months and if their account is in good standing.
Fees for courtesy pay are $30 per item cleared. Loyalty Rewards members are charged $27 per item. Members cannot use courtesy pay for cash.
For more information, contact any of our offices.
Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200
Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200
ABA / Routing # 264278827
Equal Housing Opportunity Member NCUA
Rates subject to change without notice
Certain Restrictions Apply
© 2008 Northeast Community Credit Union
Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association.