Serving the needs of Northeast Tennessee since 1952
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Certificate of Deposit & Individual Retirement Account Rates
as of 3/21/2019
APY (Annual Percentage Yield)
6 Month CD ($500 minimum to open)
6 Month CD with Loyalty Rewards
6 Month CD with Loyal Home Accounts
Dividend Rate & Annual
12 Month CD ($500 minimum to open)
12 Month CD with Loyalty Rewards
12 Month CD with Loyal Home Accounts
18 Month CD ($500 minimum to open)
18 Month CD with Loyalty Rewards
18 Month CD with Loyal Home Accounts
12 Month Nest Egg CD* ($100 minimum to open) 1.50%
Now everyone can have a CD! A low minimum balance of $100 will open this certificate. Deposits in increments of $25 are permitted during the term of the CD. This is a great way to save for your children or grandchildren.
12 Month Add-On CD* ($500 minimum to open) 1.50%
You can add to this CD in increments of $250 or more anytime during the term of the certificate
20 Month Bump-Up CD* ($500 minimum to open) 1.75%
No need to worry about rates going up and being locked into a lower rate. You have the option of "bumping up" to the current interest rate one time during the term of the CD. Deposits are permitted in increments of $500.
24 Simple Savings CD* ($1.00 to open) 2.00%
An amazing savings plan to create an emergency fund of $1,000. We can set a designated amount to come out of your payroll and go into your Simple Savings CD. A very easy way to save!
IRA Accumulation Account - ($100 to open)
Variable Rate Quarterly Dividends 3.02%
24 Month IRA - Fixed Rate ($500 to open) 2.00%
APY refers to annual percentage yield and is subject to change at the discretion of Northeast Community Credit Union. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on 365 days (366 days in a leap year). A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.
*Loyalty Rewards benefits do not apply to these Certificate of Deposit accounts.
Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200
Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200
ABA / Routing # 264278827
Equal Housing Opportunity Member NCUA
Rates subject to change without notice
Certain Restrictions Apply
© 2008 Northeast Community Credit Union
Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association.