Northeast Community Credit Union
Always Here When You Need Us

Serving the needs of Northeast Tennessee since 1952

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Certificate of Deposit & Individual Retirement Account Rates

as of 6/11/2019

APY (Annual Percentage Yield)



6 Month CD ($500 minimum to open)


6 Month CD with Loyalty Rewards

6 Month CD with Loyal Home Accounts




Dividend Rate & Annual








12 Month CD ($500 minimum to open)


12 Month CD with Loyalty Rewards

12 Month CD with Loyal Home Accounts









18 Month CD ($500 minimum to open)


18 Month CD with Loyalty Rewards

18 Month CD with Loyal Home Accounts









24 Month CD ($500 minimum to open) 


24 Month CD with Loyalty Rewards

24 Month CD with Loyal Home Accounts









12 Month Nest Egg CD* ($100 minimum to open)                                            1.50%

Now everyone can have a CD! A low minimum balance of $100 will open this certificate. Deposits in increments of $25 are permitted during the term of the CD. This is a great way to save for your children or grandchildren.

12 Month Add-On CD* ($500 minimum to open)                                             1.50%

You can add to this CD in increments of $250 or more anytime during the term of the certificate

 20 Month Bump-Up CD* ($500 minimum to open)                                          1.75%

No need to worry about rates going up and being locked into a lower rate. You have the option of "bumping up" to the current interest rate one time during the term of the CD. Deposits are permitted in increments of $500.

24 Simple Savings CD* ($1.00 to open)                                                           2.00%

An amazing savings plan to create an emergency fund of $1,000. We can set a designated amount to come out of your payroll and go into your Simple Savings CD. A very easy way to save!

IRA Accumulation Account - ($100 to open)

Variable Rate  Quarterly Dividends                                                                    2.47%

24 Month IRA - Fixed Rate ($500 to open                                                   2.00%

APY refers to annual percentage yield and is subject to change at the discretion of Northeast Community Credit Union. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on 365 days (366 days in a leap year). A penalty will be imposed for early withdrawal. Fees or withdrawals may reduce earnings. APY can change after account opening for variable rate accounts. The APY shown for all non-term share accounts is accurate as of the last dividend declaration date.


*Loyalty Rewards benefits do not apply to these Certificate of Deposit accounts.

  Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200


  Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200

ABA / Routing #  264278827

NMLS #520867


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


  Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association.