NCCU’s Loyalty Rewards and Loyal Home Rewards are ways we reward members who are committed to building long-lasting primary relationships with us. When you support the Credit Union by using multiple products and services, you’re rewarded for your support with discounted loan rates, higher savings and investment rates, and many free or discounted services.
Loyalty Rewards
Qualifiers
- NCCU active checking account
- NCCU home banking
- Direct Deposit
- NCCU debit card with at least 15 card transactions totaling $200 or more monthly
- eStatements
Benefits
- .25% loan rate discount (consumer loans only, not for mortgage loans)
- .20% interest rate bump-up for Certificate Accounts (not for IRAs)
- Free cashier checks
- Free printouts & faxes
- Free U.S. wire transfers (6 per year)
- Free stop payment orders
- Free check cashing
- Free box of checks every year
- $25 discount on GAP insurance
Loyal Home Rewards
Qualifiers
- NCCU mortgage loan
- NCCU active checking account
- NCCU home banking
- Direct deposit
- NCCU debit card with at least 15 card transactions totaling $200 or more monthly
- eStatements
Benefits for Loyal Home
- On the 1st business day of the month, if you’ve had a $30 NSF fee to checking during the month prior, you will receive a $3 refund per $30 fee (so your net fee will be $27). This refund is calculated and posted automatically in the month following the original charge.
- .50% consumer loan rate discount (not for real estate loans)
- .20% interest rate bump-up for Certificate Accounts (not for IRAs)
- Free cashier checks
- Free printouts & faxes
- Free U.S. wire transfers (up to 6 per year)
- Free stop payment orders
- Free check cashing
- Free box of checks every year
- $25 discount on GAP insurance policy
- $25 discount on Mechanical Breakdown Insurance
Legacy Rewards
Qualifiers
- 10 Years of NCCU Membership
Benefits for Legacy Rewards
- On the 1st business day of the month, if you’ve had a $30 NSF fee to checking during the month prior, you will receive a $3 refund per $30 fee (so your net fee will be $27). This refund is calculated and posted automatically in the month following the original charge.
- .25% consumer loan rate discount (not for real estate loans)
- .20% interest rate bump-up for Certificate Accounts (not for IRAs)
- Free cashier checks
- Free printouts & faxes
- Free U.S. wire transfers (up to 6 per year)
- Free stop payment orders
- Free check cashing
- Free box of checks every year
- $25 discount on GAP insurance policy
- $25 discount on Mechanical Breakdown Insurance