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What's Your Identity Theft Risk?

 

 

Take the following quiz to see how well you protect your personal information from identity thieves. Read each statement. Choose true or false for each answer. If a question does not apply to you, skip it and move on to the next one.

 

1. My mailbox has a locking device. ____

 

2. I put all outgoing mail into a postal mailbox. ____

 

3. I shred all unwanted documents and preapproved credit or loan offers. ____

 

4. I use a good quality crosscut shredder. ____

 

5. I carry only the payment cards I need and will be using that day. ____

 

6. I know exactly what identity containing cards, documents and other items are in my purse or wallet at all times. ____

 

7. I memorize all my PINs. ____

 

8. I shield keypads when entering passwords or card numbers. ____

 

9. I change my PINs and passwords often. ____

 

10. My passwords are all at least 10-12 characters long and a mix of capital and lowercase letters, digits and special characters. ____

 

11. I carry my Social Security card only when absolutely necessary. ____

 

12. I am very cautious about sharing my Social Security number, and ask why it's needed and how it will be kept safe before I give it out. ____

 

13. I don't share personal information with unknown callers. ____

 

14. I donate to established charities only. ____

 

15. I never click on links in pop-up windows. ____

 

16. I close pop-ups by clicking on the X in the title bar. ____

 

17. I don't click on links in emails or text messages from unknown senders, and only do so cautiously from known senders. ____

 

18. Before using ATMs and sales terminals, I check for signs of skimming devices. ____

 

19. I always take receipts, safely store them, and shred them when no longer needed. ____

 

20. I don't autosave information. ____

 

21. I stay alert to risks when traveling. ____

 

22. My computer and devices have comprehensive security programs. ____

 

23. I stay on top of updating operating systems and software. ____

 

24. I independently verify Web addresses, then enter them directly into my browser's address bar instead of using email links. ____

 

25. I download software (including mobile apps) and email attachments only

from known, reliable sources. ____

 

26. I read all disclosure information before downloading software. ____

 

27. I limit what I share on social networking sites. ____

 

28. I have taken steps to secure my at-home wireless network. ____

 

29. I keep all computer and Internet related security and privacy settings at strong, identity-protecting levels. ____

 

30. I know about and utilize security options for all my Internet connecting devices. ____

 

31. I make sure my mobile devices don't automatically connect to

nearby Wi-Fi. ____

 

32. I always log off an account and close my browser when finished with an online transaction. ____

 

33. I check for signs that a website and its business are secure and trustworthy before entering personal information. ____

 

34. I am careful about securely storing personal items I bring to

my workplace. ____

 

35. I don't store personal information or access personal accounts on work computers or devices. ____

 

 

 

If all or almost all of these statements are true for you, congratulations! You're doing a good job in preventing identity theft. If any were not, consider how you may be putting yourself at higher risk for identity theft.

 

Remember, your personal information is only as secure as the least secure way it is stored or disclosed.

 

  Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200

 

  Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200

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NMLS #520867

 

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