Every time you click on an external link, you may be leaving the NCCU web site and linking to an alternate web site that is not operated by NCCU.*

Office Hours
Monday-Thursday 8:30 - 4:30
Friday 8:30 - 5:00
Saturday (Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00

  

 

        

 

  


 

 

Loan Resources

Loan Application Pay your Loan
Financial Calculator Insurance Products
Every time you click on an external link,
 you may be leaving the NCCU web site
and linking to an alternate web site
   that is not operated by NCCU.*

Real Estate Loan Rates  
All rates subject to change without notice.
More rates and terms available.
Call 547-1200, 722-6228, 772-3115 or 543-7777 and ask for a loan officer.
Fixed Rate First Mortgages
Fixed Rate (LTV up to 85%) 5.95% APR
Variable Rate First Mortgages
Variable Rate (LTV up to 85%) 5.75% APR
30 Year Variable First Mortgage / 10-10-10
Variable Rate (LTV up to 85%) 5.75% APR
5 Year ARM                          (LTV up to 85%)        4.99 APR
 
Home Improvement  
Fixed Rate (LTV up to 85%) 7.25% APR
     
Land Loan  
5 Year Fixed 6.99% APR
15 Year Variable 6.70% APR
 
Manufactured Home  
15 Year Fixed 8.25% APR
* Real Estate Loan Rate Index rates based on previous week's 1-year US Treasury Constant Maturity Yield plus an indexed APR (Annual Percentage Rate).
** Risk-based lending applies.
Credit Scores 626-650  Add .59% APR
Credit Scores 601-625  Add 1.25% APR
Credit Scores 575-600  Add 2.25% APR

See a loan officer for more details.

Certain restrictions apply. Terms subject to change without notice. Call today @ (423) 547-1200 (423) 543-7777, (423) 772-3115 or (423) 722-6228!


 

External Link Disclaimer: *Every time you click on an external link, you may be leaving  the NCCU web site and linking to an alternate web site that is not operated by NCCU. The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4)“NCCU does not represent either the third party or the member if the two enter into a transaction (5)The linked website may have a privacy policy different than that of NCCU; (6) The linked website may provide less security than that of NCCU's website.
Main Office
980 Jason Witten Way
Elizabethton, TN  37643
423-547-1200
Fax: 423-547-3825
Johnson City Branch
313 W. Oakland Avenue
Johnson City, TN  37604
423-722-6228
Fax: 423-722-6230
Elizabethton Branch
1321 Highway 19E
Elizabethton, TN  37643
423-543-7777
Fax: 423-543-7783
Roan Mountain Branch
8301 Highway 19E
Roan Mountain, TN 37687
423-772-3115
Fax: 423-772-0004
Lost VISA Check Card
Call 1-800-472-3272
Then call us at
423-547-1200
Lost VISA Credit Card
Call 1-800-558-3424
Then call us at
423-547-1200

Equal Housing Lender - Member NCUA
Rates subject to change without notice
Certain Restrictions Apply

 © 2008 Northeast Community Credit Union