Serving the needs of Northeast Tennessee since 1952
A Signature loan is a type of personal loan that allows our members to borrow up to the amount of one month's gross income. The maximum signature loan is not to exceed $4,000.
A Share Secured loan is an easy way for you to build your credit, or borrow at a lower interest rate. The amount you borrow will be backed by the money in your savings account or CD's. You cannot take out a loan for more than you have in your savings or CD account.
A hold will be placed on the funds in so they are not spent. Once the loan balance is paid in full, the hold will be released.
A debt consolidation loan is a type of financing for people that have multiple debts. It allows them to combine all of their debts into one new loan. The loan is intended for people with multiple credit cards who are struggling to make more than the minimum monthly payments to their creditors. However, debt consolidation can work for more than just credit cards. Other unsecured debts, such as payday loans and medical debts, can be consolidate as well.
Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.
Equal Housing Opportunity Member NCUA
Rates subject to change without notice
Certain Restrictions Apply
© 2008 Northeast Community Credit Union
ABA / Routing # 264278827