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When you sign up for overdraft protection, your account is protected against overdrafts, as long as you have the funds available in the connected account. An overdraft occurs when more money is spent than is in the account to cover the transactions.
The overdraft protection program will transfer money from a savings account to the connected checking account, if the member has the funds available, to protect that person from an overdraft.
Overdraft protection works with check, debit card and electronic payments.
For more information, contact any of our offices.
Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200
Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200
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Rates subject to change without notice
Certain Restrictions Apply
© 2008 Northeast Community Credit Union
Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association.