Identity Theft

 What is Identity Theft?

 

Identity theft is a federal crime. It occurs when someone uses your personal information, without your knowledge or permission, for financial or other gain.

 

One of the fastest growing crimes in America, the Bureau of Justice statistics estimates that identity theft victimized close to 17 million people in 2012 alone. It has topped the U.S. Federal Trade Commission's ranking of consumer complaints for 15 years. Prime targets include children, college students, military members, veterans and seniors - but it can happen to anyone at any time.

 

Typical identity theft involves a thief stealing away your personal information to pose as you in some way. A newer and growing variety is called synthetic identity theft. In synthetic identity theft, your personal information is combined with fake data to create a brand new, bogus identity. A thief may combine your social security number with a different name or other fake credentials. Synthetic identity theft can be harder to detect, which can lead to more damage.

 

While no one is safe from identity theft, there are steps you can take to lower your risks. Click on any of the links below for more information.

 

How Can Identity Theft Affect Me?

Beware of Traditional Tactics

Stay Away from Scams

Guard Your Cards

Watch Out for Skimming

"Pay" it Safe When Out and About

Be a Savvy Traveler

Cyber Threats to Your Identity

Be Cyber Secure

Online Shopping & Activity Safety

Protect Identities at Work

Signs of Identity Theft

Victims: What to Do Right Away

Be Organized and Attentive

Additional Steps to Take

What's Your Identity Theft Risk?

 

 The personal information thieves can use to steal your identity includes your...

   - Full name

   - Address (home or other)

   - Phone number

   - Date of birth

   - Birthplace

   - Social Security number

   - Driver's license number

   - Passport number

   - Email address

   - Screen or user names

   - Passwords and PINs

   - Health Plan Information

   - Geolocation information

   - Credit and debit card numbers

   - Financial account numbers or information

   - Photos, videos, or audio files

   - Information that provides access to the

    items listed above

 

Helpful Websites for Identity Theft Resources

 

The Better Business Bureau - www.bbb.org

The Federal Trade Commissions - www.consumer.ftc.gov

                                                     www.identitytheft.gov

The Financial Fraud Enforcement Task Force - www.stopfraud.gov

Internal Revenue Service - www.irs.gov/individuals/identity-protection

The Internet Crime Complaint Center - www.ic3.gov

National Cyber Security Alliance - www.staysafeonline.org

U.S. Department of Homeland Security - www.dhs.gov

                                                                      www.us-cert.gov

                                                                                            www.dhs.gov/stopthinkconnect

U.S. Government's Online Safety Site - www.onguardonline.gov

 

 

 

Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.

 

Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union

 

Lost VISA Check Card

Call 1-800-472-3272

Then call us at 423-547-1200

 

Lost VISA Credit Card

Call 1-800-558-3424

Then call us at 423-547-1200

 

Main Office

980 Jason Witten Way

Elizabethton, TN  37643

423-547-1200

Member Services Fax: 423-547-3825

Accounting/Admin Fax:

423-547-1225

 

Johnson City Branch

313 W. Oakland Avenue

Johnson City, TN  37604

423-722-6228

Fax: 423-722-6230

 

Elizabethton Branch

1321 Highway 19E

Elizabethton, TN  37643

423-543-7777

Fax: 423-543-7783

 

Roan Mountain Branch

8301 Highway 19E

Roan Mountain, TN 37687

423-772-3115

Fax: 423-772-0004

 

ABA / Routing #  264278827

NMLS #520867

 

 

Hours of Operation

Monday through Thursday

8:30a.m. to 4:30 p.m.

Drive-thru opens at 8 a.m.

 

Friday

8:30 a.m. to 5:00 p.m.

Drive-thru opens at 8 a.m.

 

Saturday

(Drive-thru only)

9:00 a.m. to Noon

VISA Check Card Activation

1-866-333-9337

External Link Disclaimer: *Every time you click on an external link, you may be leaving  the NCCU web site and linking to an alternate web site that is not operated by NCCU. The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4)“NCCU does not represent either the third party or the member if the two enter into a transaction (5)The linked website may have a privacy policy different than that of NCCU; (6) The linked website may provide less security than that of NCCU's website.