Monday-Thursday 8:30 - 4:30
8:30 - 5:00
(Drive-Thru Only) 9:00 - 12:00
Mon.-Fri. Drive Thru Opens at 8:00
- Your Insured Shares:
Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union
Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed
by the full faith and credit of the United States government. Your money is safe with us.
If you read the newspaper or watch TV, then you’re
already familiar with the terms ‘FRAUD’ and ‘SCAM’.
Every day, we learn of more cases where intelligent
and even cautious people are getting caught up in
schemes aimed at stealing their identity or taking
their money. If YOU can answer “YES” to any of the
following questions, YOU could be involved in a
FRAUD or about to be SCAMMED:
Have you been informed that you were
the winner of a LOTTERY, such as Canadian,
Australian, El Gordo, or El Mundo, that you did not
Have you been instructed to WIRE,
SEND, or SHIP MONEY, as soon as possible, to a
U.S. city or to another
country, such as
Have you been asked to PAY
money to receive a deposit from another country
such as Canada,
England, or Nigeria?
Are you receiving PAY or a
COMMISSION for ‘facilitating money transfers
through your account?
Did you respond to an email
requesting you to CONFIRM, UPDATE, or PROVIDE
your account information?
If you received a CHECK from
an item you sold on the Internet, such as a car,
boat, jewelry, etc.
Is the amount of the CHECK more
than the item’s selling price?Did you receive the CHECK via an
over-night delivery service?
Is the CHECK connected to
communicating with someone by email?
Is the CHECK drawn on a business
or individual account that is different from the
person buying your item or product?
SO, REPORT IT TO THE FBI.
Also, call us if your credit union account
could be involved.
ask that you please be patient when depositing or
cashing checks – due to the increase in fraud,
we must often place holds on checks to allow enough
time for check fraud to be detected. In addition to
our responsibility to protect the financial
interests of all our members, our insurance carrier
demands certain precautionary steps be taken as a
requirement for our fraud coverage.
What it all
comes down to is quite simple: if you have to
pay money to get money, something is
wrong. If something sounds too good to be true, it
COULD be a SCAM!
If you own your home, beware of "rescue scams". The
Department of Treasury has alerted the public to schemes
involving mortgages. Most common is fraudulent
companies contacting homeowners (by phone or mail), offering
to help them 'work out' different payment arrangements so
that they can 'afford their mortgage'. Many times,
these companies will ask for up-front fees for this service,
and claim to be associated with the government, or
will instruct the homeowner not to contact a financial
counselor or lawyer (giving supposedly good reasons for not
doing so, of course).
The individuals perpetrating these
schemes occasionally refer to themselves as
"foreclosure specialists", claiming they help
'honest hardworking people avoid foreclosure by
working out better payment terms'. Sometimes they
pursue homeowners quite aggressively - trying to
rush things through before anyone wises up.
Consumers are advised to AVOID this kind of contact
Text Messages -
DISMISS any text messages you receive that refer to a credit
card or debit card 'problem'. Consumers have been getting
messages on their cell phones saying their account is
'frozen', and telling them they need to call a
certain number immediately to 'release their account'.
Your credit union will NEVER send you a text message
regarding your card or your accounts.
For your own safety, DO NOT open these fraudulent
text messages, and PLEASE do not call the number
they provide! These are simply attempts to cause
you to call them back -- if they know they've
broadcast to a
cell phone number, they can see who it belongs to
and possibly even steal your identity.