Northeast Community Credit Union
Always here when you need us

Serving the needs of Northeast Tennessee since 1952

Courtesy Pay

In the event that an account is overdrawn, members eligible for courtesy pay will not have their transactions denied.


With courtesy pay, the account does fall into the negative because the funds were not available. However, the cost of the transaction is covered for a small fee. It is the member's responsibility to bring their account back into the positive and cover the courtesy pay fee.


Members are eligible for courtesy pay after 6 months and if their account is in good standing.


Fees for courtesy pay are $30 per item cleared. Loyalty Rewards members are charged $27 per item. Members cannot use courtesy pay for cash.


For more information, contact any of our offices.

  Lost VISA Debit Card: 1-800-472-3272, then call us at 423-547-1200


  Lost VISA Credit Card: 1-800-558-3424, then call us at 423-547-1200

ABA / Routing #  264278827

NMLS #520867


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


  Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.