Certificate of Deposit Accounts

Northeast Community Credit Union has competitive rates of return on Certificates of Deposit (also known as CDs).  CDs are excellent investments with great added benefit.  All accounts are federally insured up to $250,000.


You have the opportunity to earn even higher dividends when you actively use our checking accounts or certain loan products with us.  You can add up to an additional .20%  on our current rates.  We value your relationship with us and reward you with better investment and loan rates.


CDs offer higher interest than regular savings accounts and they are a far safer investment than the stock market.  Savings certificates offer a guaranteed rate over a specific amount of time.


CDs require a minimum deposit and dividends are paid monthly into one of your designated accounts or may be paid at maturity.  Call any location now to lock in a great rate for your investment.

With the variety of CD products offered you are sure to find one that will fit your needs.

Nest Egg CD

Only $100 to open the CD

12 month term

Deposits may be made in increments of $25 anytime during the term of the CD




6,12, 18, & 24 Month CDs

Low $500 minimum balance

Dividends paid monthly or at maturity


12 Month Add-On CD

Minimum deposit of $500 to open

Deposits may be made anytime in increments of $250

Dividends paid at maturity


20 Month Bump-Up CD

Minimum deposit of $500 to open

Dividends paid monthly

With the Bump-Up CD, you have the ability to change your interest rate one time during the 20 months. If rates go up you aren't locked in to your original rate...give us a call and say..."Bump it up" and we will change your interest rate to the higher rate.




CD Penalty Information: If the CD is matured early, an amount equal to 90 days interest will be charged as a penalty on CDs 12 months or less. An amount equal to 180 days interest will be charged as a penalty if the CD is more than 12 months. No penalty for early withdrawal due to death of account holder. A penalty may be waived for medical emergencies or hardships.

Simple Savings CD

Make regular deposits through payroll deduction or direct deposit on this 24 month CD. No minimum required to open the Simple Savings CD. Simply start your regular deposits that will result in a balance of $1,000 at the end of the 2 year period. As a bonus for saving and building your CD we will add an additional $50 to your CD maturity. *Only one Simple Savings CD per member, please.


Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


ABA / Routing #  264278827

NMLS #520867


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