Auto Loans

  • Low rates on both new and used autos
  • Loans for vehicles that are up to 15 years old
  • Financing for up to 7 years
  • Weekly, bi-weekly, semi-monthly, and monthly payments
  • Low-cost insurance products for life or disability that can be included in your payments







I've filled out the application, and I'm refinancing my car from another lender. What do

I need to do next?

If you're refinancing from another institution we will need:

1. Bank payoff information (Bank Name, Account Number, Mailing Address,

    Phone Number, 10-Day Payoff)

2. Copy of Registration

3. Proof of Insurance


What are my payment options?

We have several ways to make your loan payments fast and simple.

1. Bring cash, a check or money order to any of our offices

2. Mail a check or money order to any of our offices

3. Make an automatic playment from your account with us or with another financial institution

4. Make a payment online (a small fee applies) - click here for more information

5. Login through Home Banking and transfer the loan payment from your savings or checking account

6. Login through the Mobile App and transfer the loan payment from your savings or checking account


What do I need to do to qualify for an auto loan?

Complete an application at any of our 4 locations or click here to apply online. Applications are processed the day we receive them, and we'll call you to let you know you're approved.


I haven't found a vehicle yet, but I know I want to buy. How do I know how much I can spend?

Complete an application and we will get you pre-approved and give you a pre-approval card to give to the dealer.  You will know exactly the amount you can afford for your new vehicle.


I've filled out the application and found a vehicle. What do I need to do next?

Contact your loan officer. They will instruct you through the car buying process. All you need to know is the information on the vehicle (make, model, year, and VIN number).

Exclusive member savings on car insurance.  Get a quote.


Your Insured Shares:

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed by the full faith and credit of the United States government. Your money is safe with us.


Equal Housing Opportunity Member NCUA

Rates subject to change without notice

Certain Restrictions Apply

 © 2008 Northeast Community Credit Union


ABA / Routing #  264278827

NMLS #520867


External Link Disclaimer: *Every time you click on an external link, you may be leaving  the NCCU web site and linking to an alternate web site that is not operated by NCCU. The appearance of a link on this or any other Northeast Community Credit Union page constitutes neither an endorsement nor recommendation by NCCU. The presence of a link in any way should not be construed as a suggestion that the site has any relationship with NCCU. When viewing these pages please remember that: (1) NCCU is not responsible for the content, product or services advertised on those sites; (2) NCCU does not guarantee the products, information, or recommendations provided by linked sites; (3) NCCU is not liable for any failure of products or services advertised on those sites; (4)“NCCU does not represent either the third party or the member if the two enter into a transaction (5)The linked website may have a privacy policy different than that of NCCU; (6) The linked website may provide less security than that of NCCU's website.